Each year in the Annual Enrollment Period (AEP), thousands of consumers change their Medicare plan. Sometimes the plan they choose is not as beneficial as they originally thought.
The plan may have had an attractive benefit, such as low doctor visit copayments or a low monthly premium, which may have fit your needs at that time. As we all know, things can change. Your health can change, your living situation can change and most importantly, your financial situation can change. A plan that may have been a good fit for you last week may no longer be a fit at all.
So, how do you change your plan if you are unsatisfied with your current selection? The first thing you need to know, when considering changing plans outside of AEP, is whether or not you are in a program that gives you Special Enrollment Period (SEP) eligibility. To see if you’re eligible for a SEP, contact Focus Senior Benefits and we can help you make that determination.
If you do not qualify for a SEP, we would recommend making a list of your current and developing needs. This list can assist you in making an educated choice when selecting a new plan come October 2018.